How to Claim Your Texas Realtor Rebate Step-by-Step

You’ve heard the numbers—up to 2.5% cashback at closing when you buy a new construction home in Texas with a rebate agent. But how do you actually get that money?

Here’s the full, step-by-step guide to claiming your Texas realtor rebate legally, safely, and successfully.

✅ Step 1: Work With a Rebate-Friendly REALTOR®

Not all agents offer rebates. Choose a licensed Texas REALTOR® who:

• Offers 2%–2.5% rebates

• Specializes in new construction

• Understands builder registration requirements

🏠 Step 2: Don’t Visit Model Homes Without Registering

Builders require your agent to be listed before your first visit. If you sign in alone:

• The builder may deny your agent’s commission

• You’ll lose your rebate eligibility

Your agent should handle registration for you.

🔧 Step 3: Choose Your Home and Go Under Contract

Once you’ve selected your home:

• Your agent will help you negotiate pricing and incentives

• The rebate amount is calculated based on the final sales price

• It’s disclosed and documented upfront

📄 Step 4: Disclose the Rebate to Your Lender

Your lender needs to:

• Know about the rebate early in the process

• Approve how it’s applied (closing costs, rate buydown, etc.)

Your agent can help with this step to ensure compliance.

📅 Step 5: Rebate is Applied at Closing

The rebate typically shows on the Closing Disclosure (CD) as a credit. It can be used for:

• Reducing out-of-pocket closing costs

• Buying down your mortgage interest rate

• Other lender-approved uses

💼 Example:

Home Price: $700,000Rebate (2.5%): $17,500Used For: $10K closing costs, $7.5K rate buydown

You save thousands—legally and with full compliance.

⚠️ Bonus Tips

• Save all rebate-related emails and docs

• Ask your agent to confirm the rebate on the contract and CD

• Don’t make financing changes last-minute that may affect rebate eligibility

🏠 Final Takeaway

Claiming your Texas realtor rebate isn’t hard—it just requires:

• Smart planning

• Proper registration

• A knowledgeable agent

Done right, you’ll close on your new home with five figures in savings.

Ready to Claim Your Rebate?

Get a custom rebate estimate based on your home price and community, and follow these steps to make sure your savings show up at the closing table.

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About US: Texas Home Buyer Cashback Rebate Specialist Real Estate Agents

As the leading team specializing in New Home Cashback Rebates in Texas, we firmly believe in rewarding the efforts of new home buyers. When you take the initiative to search for your dream home, you not only save us time and resources but also contribute to your own savings. That's why we are proud to offer some of the most competitive new home rebates available in Texas! We understand that commissions reserved for the buyer's Realtor are a part of the overall cost, and we're here to ensure you don't leave any money on the table.

Our expertise extends to collaborating with all major builders in Texas, including but not limited to Highland Homes, David Weekley Homes, KB Home, Lennar, M/I Homes, Mattamy Homes, Meritage Homes, Pulte Homes, Southgate Homes, Taylor Morrison, Normandy Homes, and many others!

In addition to our outstanding new home rebates, we also extend our benefits to buyers interested in resale homes within the Dallas-Fort Worth area.

Contact us today, and let us show you how we can assist you in saving money while making your dream home a reality! Your satisfaction and savings are our top priorities.