The Fields Frisco Rebate Guide: How to Stack Builder Incentives and Cashback

Buying a luxury home in The Fields, Frisco? You could be walking away from tens of thousands in savings if you don’t stack your builder incentives with a realtor rebate—the right way.

This guide explains how to combine cashback + builder credits to lower your out-of-pocket cost, monthly payment, and total cash at closing.

💵 What’s a Realtor Rebate?

When you use a buyer’s agent who offers a rebate, they share a portion of their 3% commission with you at closing. In The Fields, that’s usually:

• 2% to 2.5% of the final sale price

• $15K–$50K+, depending on the home

📄 What Are Builder Incentives?

Builders in The Fields—like Highland, Southgate, Shaddock, and Britton—often offer:

• $10K–$25K in closing cost assistance

• Rate buydowns (e.g., 4.25% interest)

• Design center credits or appliance packages

These are paid by the builder separately from your agent’s commission.

💸 How to Stack Both the Right Way

To use both your rebate and the builder’s incentives:

1. Use a rebate-offering agent who knows The Fields

2. Register your agent with the builder BEFORE your first visit

3. Disclose the rebate early to your lender

4. Apply rebate + incentives to the best combo of rate buydown and closing costs

🏦 Example: Rebate + Incentive Math

Home in Brookside at The Fields: $1,100,000Realtor Rebate (2.5%): $27,500Builder Incentives: $20,000Total Savings: $47,500Used For: $15K closing costs + $20K rate buydown + $12.5K design upgrades

⚠️ What to Watch Out For

• Don’t visit model homes without your agent

• Some builders require preferred lenders for incentives (you can still get the rebate!)

• Always confirm rebate is shown on the Closing Disclosure (CD)

🚀 Final Takeaway

The Fields isn’t cheap—but it doesn’t have to be full price.

With smart planning, you can stack:

• Builder incentives (direct from seller)

• Realtor rebate (from your agent)

Together, they can reduce your upfront cost and monthly payment by thousands.

Want a Custom Stacking Plan for The Fields?

Request a no-pressure estimate to see how much you could combine in total savings when buying a home in Frisco’s most exclusive new community.

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About US: Texas Home Buyer Cashback Rebate Specialist Real Estate Agents

As the leading team specializing in New Home Cashback Rebates in Texas, we firmly believe in rewarding the efforts of new home buyers. When you take the initiative to search for your dream home, you not only save us time and resources but also contribute to your own savings. That's why we are proud to offer some of the most competitive new home rebates available in Texas! We understand that commissions reserved for the buyer's Realtor are a part of the overall cost, and we're here to ensure you don't leave any money on the table.

Our expertise extends to collaborating with all major builders in Texas, including but not limited to Highland Homes, David Weekley Homes, KB Home, Lennar, M/I Homes, Mattamy Homes, Meritage Homes, Pulte Homes, Southgate Homes, Taylor Morrison, Normandy Homes, and many others!

In addition to our outstanding new home rebates, we also extend our benefits to buyers interested in resale homes within the Dallas-Fort Worth area.

Contact us today, and let us show you how we can assist you in saving money while making your dream home a reality! Your satisfaction and savings are our top priorities.