Builder Inventory Is Up: Here’s What That Means for New Home Incentives in Texas
- Nitin Gupta
- Aug 12
- 3 min read
If you're shopping for a new construction home in Texas, now might be the best time to buy in years—and not just because mortgage rates are steady.
Across DFW, Austin, Houston, and San Antonio, builder inventory is rising, and that’s translating into aggressive incentives, discounts, and commission rebates. But you have to know where to look—and how to stack them.
Let’s break down what rising inventory means for buyers, and how to leverage this moment for maximum savings.
📦 Why Builder Inventory Is Climbing
Post-pandemic construction delays are clearing out, leading to more move-in ready homes.
Fewer buyers due to higher interest rates = standing inventory.
Builders need to move homes now to hit quarterly targets and reduce holding costs.
The result? Builders are getting more flexible—and buyers who act now are scoring serious deals.
💸 What Builders Are Offering in Response
To move homes quickly, Texas builders are offering:
$10K–$30K in closing cost assistance
Temporary or permanent rate buydowns (as low as 4.25%)
Free design upgrades and appliance packages
Lower prices on inventory homes and canceled contracts
And the best part? You can stack these with a 2–2.5% REALTOR® rebate, saving you even more at closing.
📊 Real Buyer Savings in Today’s Market
Home Price | Builder Incentives | 2.5% Rebate | Total Buyer Savings |
$400,000 | $12,000 | $10,000 | $22,000 |
$600,000 | $15,000 | $15,000 | $30,000 |
$850,000 | $20,000+ | $21,250 | $41,250 |
🏘️ Where Inventory Is High—and Deals Are Flowing
Frisco, Prosper, Celina
Communities: Fields, Windsong Ranch, Light Farms, Cambridge Crossing
Builders: Highland, Perry, American Legend, Toll Brothers
Rebates + incentives = luxury-level savings
Austin Metro
Communities: Rough Hollow, Santa Rita Ranch, Bryson, Provence
Luxury builders are offering 5-figure design credits and fast-close pricing
Houston Area
Communities: Bridgeland, Cross Creek Ranch, The Highlands
Quick move-in homes with rate buydowns and closing cost coverage
San Antonio
Communities: Veramendi, Cibolo Canyons, Stillwater Ranch
Buyers are using rebates to offset rate stress and out-of-pocket expenses
✅ How to Maximize Your Savings Right Now
Work with a rebate-offering agentMake sure your agent is experienced with new construction and willing to share 2–2.5% commission with you.
Target builders with inventoryAsk your agent to focus on move-in ready homes or homes that have sat longer than 30+ days.
Stack your rebate with builder incentivesMost builders still pay the full buyer agent commission—so you’re not choosing one or the other.
Coordinate with your lenderMake sure your rebate is disclosed properly and approved for use toward closing costs or buydowns.
⚠️ Watch Out For These Pitfalls
Visiting builders without your agent = you may lose rebate eligibility
Assuming all agents offer rebates = most don’t
Not asking about quick move-in inventory = you’ll miss the deepest incentives
🧠 Bottom Line
With builder inventory up and buyer competition down, Texas new construction buyers are in the driver’s seat. Use that leverage wisely. A rebate-savvy REALTOR® + a motivated builder = massive savings and lower stress.
Ready to Shop Builder Inventory With a Rebate Advantage?
Get matched with a rebate-expert agent and:
Find homes with the deepest discounts
Lock in 2.5% cashback or closing credit
Stack incentives for the best deal of 2025
About US: Texas Home Buyer Cashback Rebate Specialist Real Estate Agents
As the leading team specializing in New Home Cashback Rebates in Texas, we firmly believe in rewarding the efforts of new home buyers. When you take the initiative to search for your dream home, you not only save us time and resources but also contribute to your own savings. That's why we are proud to offer some of the most competitive new home rebates available in Texas! We understand that commissions reserved for the buyer's Realtor are a part of the overall cost, and we're here to ensure you don't leave any money on the table.
Our expertise extends to collaborating with all major builders in Texas, including but not limited to Highland Homes, David Weekley Homes, KB Home, Lennar, M/I Homes, Mattamy Homes, Meritage Homes, Pulte Homes, Southgate Homes, Taylor Morrison, Normandy Homes, and many others!
In addition to our outstanding new home rebates, we also extend our benefits to buyers interested in resale homes within the Dallas-Fort Worth area.
Contact us today, and let us show you how we can assist you in saving money while making your dream home a reality! Your satisfaction and savings are our top priorities.
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