Buying New Construction? Here’s How a Realtor Rebate Could Save You Thousands
- Nitin Gupta
- Aug 13
- 3 min read

If you’re buying a new construction home in Texas, here’s something most buyers don’t realize: you could be getting money back at closing—without affecting the home price, the builder incentives, or the loan terms.
How? Through a realtor rebate, and it’s 100% legal in Texas.
💵 What Is a Realtor Rebate?
A realtor rebate is when your buyer’s agent gives you a portion of their commission at closing—usually up to 2.5% of the purchase price.
This means on a $600,000 home, you could receive:
$15,000 cashback (if your lender approves)
Or $15,000 in closing cost credits (applied toward expenses like appraisal, title, or loan fees)
And this is in addition to any incentives the builder is already offering.
🛠️ How This Works for New Construction Homes in Texas
Here’s the step-by-step:
Choose a Texas REALTOR® who offers commission rebatesNot all agents do. Many keep the entire 3% builder commission. Make sure your agent offers to rebate a portion to you.
Register the agent BEFORE you visit the builder’s model homeBuilders often require agent registration on your first visit. Otherwise, they won’t honor the commission split.
Go under contract and complete your build or inventory home purchase
Receive your rebate at closing, either:
As a credit on your closing disclosure (CD)
Or as a check, if the lender allows it
🧠 Why Builders Don’t Mention This
Builders already budget for agent commissions—but if you come in without an agent, they keep the commission themselves. That’s why you won’t see:
Any “rebate” signs at the model home
Sales reps encouraging you to bring your own representation
Info about commission-sharing on builder websites
Their sales agents work for the builder—not for you.
💡 Real Savings Example
Home Price | 2.5% Rebate | Total Cashback or Credit |
$400,000 | $10,000 | Up to $10,000 savings |
$600,000 | $15,000 | Enough to cover most closing costs |
$800,000 | $20,000 | Could fund furniture or upgrades |
📌 Key Benefits of Realtor Rebates for New Home Buyers
You save real money with zero haggling
You still get all builder perks like rate buydowns and design credits
You get professional representation during contract review, inspections, and walkthroughs
You reduce your out-of-pocket expenses at closing
⚠️ Don’t Miss Out: Common Buyer Mistakes
Walking into the model home without an agent → rebate denied
Signing builder registration forms without representation
Not confirming your lender allows closing cost credits or rebates
✅ Bottom Line
Texas home builders aren’t going to advertise this, but if you work with a rebate-savvy REALTOR®, you could save thousands—on top of everything else.
Thinking About Buying a New Construction Home?
Let’s talk about:
Your budget and location
Which builders offer the best rebates
How much you could earn on your next home
About US: Texas Home Buyer Cashback Rebate Specialist Real Estate Agents
As the leading team specializing in New Home Cashback Rebates in Texas, we firmly believe in rewarding the efforts of new home buyers. When you take the initiative to search for your dream home, you not only save us time and resources but also contribute to your own savings. That's why we are proud to offer some of the most competitive new home rebates available in Texas! We understand that commissions reserved for the buyer's Realtor are a part of the overall cost, and we're here to ensure you don't leave any money on the table.
Our expertise extends to collaborating with all major builders in Texas, including but not limited to Highland Homes, David Weekley Homes, KB Home, Lennar, M/I Homes, Mattamy Homes, Meritage Homes, Pulte Homes, Southgate Homes, Taylor Morrison, Normandy Homes, and many others!
In addition to our outstanding new home rebates, we also extend our benefits to buyers interested in resale homes within the Dallas-Fort Worth area.
Contact us today, and let us show you how we can assist you in saving money while making your dream home a reality! Your satisfaction and savings are our top priorities.
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