Cashback Opportunities for New Construction Buyers in McKinney, TX
- Nitin Gupta
- Aug 10
- 3 min read

Thinking about buying a new construction home in McKinney, TX? You may be eligible for up to 2.5% cashback at closing — potentially saving you thousands. Learn which communities offer the biggest builder incentives and how to claim your rebate.
Why McKinney Is a Smart Market for Cashback Buyers
McKinney is one of the fastest-growing cities in Collin County, with dozens of new construction communities from top builders. As competition heats up, many builders are offering hidden incentives to attract serious buyers — including rebates, free upgrades, and closing cost assistance.
Most of these incentives are only available when you work with a buyer’s agent who registers you with the builder — so walking in solo could mean missing out on thousands.
What a 2.5% Cashback Rebate Looks Like in McKinney
Home Price | Cashback at 2.5% |
$500,000 | $12,500 |
$700,000 | $17,500 |
$900,000 | $22,500 |
$1,100,000 | $27,500 |
💡 These funds can be used for closing costs, moving expenses, design upgrades, or post-move-in improvements.
Top McKinney Communities Where Buyers Can Get Rebates
Community | Featured Builders | Rebate Potential | Common Incentives |
Trinity Falls | Highland, Perry, Coventry | $12,000–$25,000 | Free appliances, paid closing costs |
Painted Tree | Trophy Signature, Drees, Highland | $14,000–$28,000 | Design upgrades, lot premium credits |
Willowcreek at Auburn Hills | Southgate, Pulte, UnionMain | $10,000–$22,000 | Smart home packages, closing cost assistance |
Preserve at Honey Creek | DR Horton, KB Home | $8,000–$18,000 | Lower base pricing, quick move-in incentives |
Erwin Farms | Meritage, Lennar | $9,000–$20,000 | Interest rate buydowns, landscaping credits |
Tips to Secure Your Rebate
Never register online or visit a model home without your agent — most rebates are tied to agent commissions
Ask your buyer’s agent to confirm rebate eligibility in writing before writing a contract
Look for quick move-in homes — builders often offer higher rebates on inventory homes
Work with an agent who knows McKinney’s new construction market inside and out
Why Builders Offer Rebates — But Don't Advertise Them
Builder marketing is designed to protect their bottom line. While they may advertise appliance packages or rate buydowns, they rarely promote cashback because it comes out of the commission they already budgeted. That’s why using your own buyer’s agent is key to unlocking that hidden value.
Final Thoughts for McKinney Buyers
McKinney offers everything from modern master-planned communities to luxury custom builds — and buyers who do their homework can unlock serious savings.
Before you tour builder models or sign up on a website, make sure you’re registered with a qualified buyer’s agent. It could mean the difference between paying full price or walking away with $10,000–$25,000 in cashback at the closing table.
About US: Texas Home Buyer Cashback Rebate Specialist Real Estate Agents
As the leading team specializing in New Home Cashback Rebates in Texas, we firmly believe in rewarding the efforts of new home buyers. When you take the initiative to search for your dream home, you not only save us time and resources but also contribute to your own savings. That's why we are proud to offer some of the most competitive new home rebates available in Texas! We understand that commissions reserved for the buyer's Realtor are a part of the overall cost, and we're here to ensure you don't leave any money on the table.
Our expertise extends to collaborating with all major builders in Texas, including but not limited to Highland Homes, David Weekley Homes, KB Home, Lennar, M/I Homes, Mattamy Homes, Meritage Homes, Pulte Homes, Southgate Homes, Taylor Morrison, Normandy Homes, and many others!
In addition to our outstanding new home rebates, we also extend our benefits to buyers interested in resale homes within the Dallas-Fort Worth area.
Contact us today, and let us show you how we can assist you in saving money while making your dream home a reality! Your satisfaction and savings are our top priorities.
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