New Home Rebates in Texas: What Builders Don’t Advertise but You Should Know

Thinking of buying a new construction home in Texas? Builders love to advertise granite countertops, open floor plans, and rate buydowns. But there’s one thing they don’t advertise—you could be missing out on thousands of dollars in cashback if you skip this key step.

🤫 The Secret Many Texas Builders Won’t Tell You

Most new home builders in Texas won’t volunteer this information:If you bring your own agent, you may be eligible for a rebate worth up to 2.5% of the home price.

That’s right—while they’re offering you design credits and mortgage incentives, what they’re not saying is that working with the right agent could get you $10,000–$20,000 back at closing—and you don’t even have to negotiate for it.

💡 What Is a Realtor Rebate?

A realtor rebate is when a buyer’s agent gives you a portion of their commission as a cashback reward. This rebate:

• Comes directly from the commission builders already agree to pay

• Doesn’t affect the home’s sale price or builder incentives

• Must be disclosed on the closing disclosure (CD)

• Can be used toward closing costs or refunded via check (subject to lender approval)

🔍 Why Don’t Builders Mention It?

It’s simple:They don’t want to share the sale. When you walk in without an agent:

• They keep the entire buyer-side commission

• They control the contract, title, and sales process

• You miss out on both representation and rebate savings

Builders will rarely volunteer that you could save thousands by registering with a rebate-savvy REALTOR®.

📉 What You Might Be Leaving on the Table

Home Price	Potential Rebate (2.5%)	Missed Opportunity
$400,000	$10,000	You paid full price with no cashback
$600,000	$15,000	Could’ve covered closing costs
$800,000	$20,000	Enough to furnish your new home

📑 What Builders Do Offer—and Why It’s Not Enough

Texas builders are getting aggressive with incentives in 2025, including:

• Rate buydowns (some offering 4.25% 30-year fixed)

• Closing cost assistance ($5K–$10K)

• Free appliance packages or design upgrades

These are real perks—but you can combine them with a realtor rebate if you act early and register your agent before signing anything.

⚠️ Rebates Are Legal in Texas—But You Must Qualify

Here’s what’s required:

• Work with a licensed Texas REALTOR® who offers a rebate program

• Use that agent from the beginning (they must register you with the builder)

• Get lender approval to apply the rebate to closing costs or cash back

• Comply with all disclosure rules on the closing disclosure (CD)

🚪 What Happens If You Walk In Without an Agent?

• You waive the chance to earn a rebate

• You deal with the builder’s rep—who represents the builder, not you

• You’ll pay the same price... but with no advocate, no rebate, and no outside insight

✅ Bottom Line

If you're shopping for a new home in Texas, don't leave money on the table. Builders won't mention it, but a rebate-savvy agent will help you:

• Maximize builder incentives

• Secure a cash rebate worth thousands

• Navigate contracts with confidence

Want to See If You Qualify?

Get a quick consultation to see:

• Which builders allow rebates in your area

• How much you could earn based on your price point

• How to register before visiting communities

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About US: Texas Home Buyer Cashback Rebate Specialist Real Estate Agents

As the leading team specializing in New Home Cashback Rebates in Texas, we firmly believe in rewarding the efforts of new home buyers. When you take the initiative to search for your dream home, you not only save us time and resources but also contribute to your own savings. That's why we are proud to offer some of the most competitive new home rebates available in Texas! We understand that commissions reserved for the buyer's Realtor are a part of the overall cost, and we're here to ensure you don't leave any money on the table.

Our expertise extends to collaborating with all major builders in Texas, including but not limited to Highland Homes, David Weekley Homes, KB Home, Lennar, M/I Homes, Mattamy Homes, Meritage Homes, Pulte Homes, Southgate Homes, Taylor Morrison, Normandy Homes, and many others!

In addition to our outstanding new home rebates, we also extend our benefits to buyers interested in resale homes within the Dallas-Fort Worth area.

Contact us today, and let us show you how we can assist you in saving money while making your dream home a reality! Your satisfaction and savings are our top priorities.