Step-by-Step Guide to Claiming Your New Construction Cashback Rebate in Texas
- Nitin Gupta
- Aug 10
- 3 min read

You could save up to $40,000 when buying a new construction home in Texas — but only if you follow the right steps from the start. This guide walks you through exactly how to secure your rebate without getting blocked by builder policies.
✅ Step 1: Choose an Agent Who Offers Rebates
Not all agents offer buyer rebates. You need one who:
Specializes in new construction
Understands builder registration policies
Offers a clear written rebate agreement before you tour any model homes
✅ Step 2: Avoid Registering With Builders on Your Own
Do not visit a model home or fill out an online builder form without your agent.
🚫 Many builders won’t honor the agent rebate if you were previously registered without one.
Instead:
Have your agent schedule appointments
Let them register you with the builder before your first visit
Avoid signing up for VIP or early-access lists online without notifying your agent
✅ Step 3: Tour New Construction Communities With Your Agent
Your agent should guide you through:
Which builders allow full commission rebates
Where cashback incentives are highest
How to compare builder contracts and upgrade options
Which quick move-in homes qualify for the best deals
✅ Step 4: Sign a Rebate Agreement Before You Go Under Contract
Your agent will prepare a Rebate Acknowledgment Form (or similar document) outlining:
Rebate percentage (e.g., 2.5% of home price)
Estimated dollar amount
How and when the rebate will be issued (usually at closing)
This protects you and ensures compliance with Texas Real Estate Commission rules.
✅ Step 5: Confirm Rebate With Lender and Title Company
If you're financing, your lender must approve the rebate. Most allow it, but it must be disclosed properly.
💡 Some buyers choose to:
Apply it to closing costs
Use it toward rate buydowns or escrow fees
Receive it as post-closing payment if the lender restricts credits
✅ Step 6: Close on Your New Home and Collect Your Cashback
Once you close, the title company or your agent will disburse your rebate per the agreement.
Typical rebate delivery methods:
Title company credit at closing
Direct check or wire from brokerage post-closing
📊 Cashback Rebate Examples
Home Price | 2.5% Rebate | Your Savings |
$800,000 | $20,000 | Closing costs + blinds |
$1,000,000 | $25,000 | Smart tech + rate buydown |
$1,400,000 | $35,000 | Patio, fencing, furniture |
Final Thought
Too many Texas buyers lose out on builder-paid rebates simply because they didn’t know the rules. The process is simple — as long as you start it right. With the correct agent and a clear rebate plan, your dream home comes with a sizable bonus.
About US: Texas Home Buyer Cashback Rebate Specialist Real Estate Agents
As the leading team specializing in New Home Cashback Rebates in Texas, we firmly believe in rewarding the efforts of new home buyers. When you take the initiative to search for your dream home, you not only save us time and resources but also contribute to your own savings. That's why we are proud to offer some of the most competitive new home rebates available in Texas! We understand that commissions reserved for the buyer's Realtor are a part of the overall cost, and we're here to ensure you don't leave any money on the table.
Our expertise extends to collaborating with all major builders in Texas, including but not limited to Highland Homes, David Weekley Homes, KB Home, Lennar, M/I Homes, Mattamy Homes, Meritage Homes, Pulte Homes, Southgate Homes, Taylor Morrison, Normandy Homes, and many others!
In addition to our outstanding new home rebates, we also extend our benefits to buyers interested in resale homes within the Dallas-Fort Worth area.
Contact us today, and let us show you how we can assist you in saving money while making your dream home a reality! Your satisfaction and savings are our top priorities.
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